Dedebit Saving and Credit Institution (DECSI-Microfinance) was established in 1993 (1986 E.C.) and become operational in March 8, 1994 aiming to provide microfinance services to the most needy, underprivileged, marginalized and highly impoverished part of the people in Tigray.
Housing loan is provided for the construction of residential and/or business buildings. The requirements clients should fulfill to serve as housing loans are:
The house under construction should be at least 30% finished with foundation and beam erected;
Original plan and ownership and valid marriage certificates;
For those who get salary, supporting letter from employer company, bureau is compulsory;
Other clients should also submit financial statement that indicated their capacity to repay their loan.