Dedebit Saving and Credit Institution (DECSI-Microfinance) was established in 1993 (1986 E.C.) and become operational in March 8, 1994 aiming to provide microfinance services to the most needy, underprivileged, marginalized and highly impoverished part of the people in Tigray.
Time deposits – this is also known as term deposit which applied by the consensus reached between DECSI and the clients having feasible business proposal.